Debt Payoff Negotiation Kit: Creditor Scripts & Planner
Word-for-word creditor call scripts, APR-lowering letter templates, and a snowball/avalanche planner to lower your interest rate and get debt-free faster.
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Questions people ask
Who it's for
US consumers with credit-card or loan debt who are ready to pay it off faster and willing to call creditors to lower their APR, but who freeze on the phone and don't know how to ask.
Format
A ~30-page printable PDF workbook. Prints cleanly on US Letter in black and white. Undated and reusable forever.
FAQ
Will this actually lower my rate? Creditors set their own policies, so nothing is guaranteed - but the biggest reason people don't get a lower APR is that they never ask. This kit makes asking easy and gives you the exact words.
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